Insurance & Payments

image of front desk assistant helping person fill out paperwork. At Memphis Eye & Cataract Associates, we are dedicated to improving your vision, so you have the clearest sight possible. We accept most medical insurance plans, checks, cash and most credit cards. We educate our patients about treatment costs before you undergo any procedures. Please let us know if you require an estimate of your treatment costs.


The knowledgeable, friendly staff at Memphis Eye & Cataract Associates is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision correction procedure. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover many of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are not covered by the insurance patient such as refractions.

Contact our office at (901) 767-3937 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our Memphis ophthalmology staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision, therefore we offer financing options through Alphaeon Credit and Care Credit The other thing that bothers me about this particular section is that technically, we only offer financing for people who are having surgery. We ACCEPT care credit if the patient already has it, but typically we don’t offer it for regular office visits (& we should not offer it for injections, as the financing companies charge us fees for using them, which means the cost of the medicine isn’t completely covered). Call (901) 767-3937 today to schedule an appointment.

Our Location

Office Hours


8:00 am-5:00 pm


8:00 am-5:00 pm


8:00 am-5:00 pm


8:00 am-5:00 pm


8:00 am-5:00 pm